Terms & Conditions

GENERAL TERMS AND CONDITIONS 

1. ACCEPTANCE OF TERMS

Terms and Conditions: Our agreement with you

By using this website you agreed to abide by the terms and conditions listed below. This is a legally binding agreement between you and KGR Media Services Ltd, publisher of the Adviser Business Review website.

These terms apply regardless of the media or device you use to access this service.

Your access to and use of Adviser Business Review (“the Website”), which is provided by KGR Media Services Ltd, is subject exclusively to these Terms and Conditions.  You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions.  By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice.  If you do not accept any part of these Terms and Conditions you must immediately stop using the Website. You should also cancel any subscriptions/registrations you may have with this site.

Also, by subscribing to any of our email services, you are deemed to have accepted these terms and conditions. If you subscribe/register with this site, you should read our privacy policy.

2. PRIVACY AND COOKIE POLICY

Our Privacy Policy can be accessed here. It sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.
Our Cookie Policy, that can be accessed here, which sets out information about the cookies on our site.

3. CHANGES TO WEBSITE

KGR Media Services Limited reserves the right to:

a) change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that KGR Media Services Limited shall not be liable to you for any such change or removal; and

b) change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.

4. LINKS TO THIRD PARTY WEBSITES

The Website may include links to third party websites that are controlled and maintained by others.  Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites. You agree that we will not be party to any transaction or contract with any third party that you may enter into and we will not be liable to you for any loss or damage that you may suffer by using those third party websites and services. You agree you will not involve us in any dispute you may have with any such third party website or service.

5. COPYRIGHT

This website is ©KGR Media Services Limited 2014-2018.

a) All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to KGR Media Services Limited or otherwise used by KGR Media Services Limited as permitted by law.

b) None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial use only. You are not allowed to download or print the material, or extracts from it, in a systematic or regular manner or otherwise so as to create a database in electronic or paper form comprising all or part of the material appearing on this website.

c) You must not reproduce any part of this website or the material or transmit it to or store it in any other website or disseminate any part of the material in any other form, unless we have indicated in writing that you may do so. The design, arrangement and look and feel of this website are also the copyright of KGR Media Services Limited and may not be copied or otherwise reproduced.

6. GENERAL DISCLAIMER

The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.

We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful.

You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site.

You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990.

7. WEB BROWSERS

Adviser Business Review should be viewable on any modern web browser but we can take no responsibility for the functioning of your web browser nor any issues arising from your use of it to view our website. Any information, including that for payments, that you send to us over the Internet is normally encrypted using the appropriate internet security technology but we take no responsibility for any mistakes, inaccurate payments, fraud or other issues that may occur when a payment is made or at any stage in the future.

8. INDEMNITY

You agree to indemnify and hold KGR Media Services Limited and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against KGR Media Services Limited arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.

9. GOVERNING LAW

These Terms and Conditions shall be governed by and construed in accordance with the law of England and you hereby submit to the exclusive jurisdiction of the English courts. References to “KGR Media Services”, “us”, “our”, and “we” are to KGR Media Services Ltd.

11. FORCE MAJEURE

Although we will do our best to provide constant, uninterrupted access to this site we do not guarantee this. We accept no responsibility or liability for any interruption or delay.

12. UPDATES

These terms were last updated on 26 November 2018 and may be varied from time to time. Please ensure that you review these terms and conditions regularly as you will be deemed to have accepted a variation if you continue to use the site after it has been posted.

13. CORPORATE DETAILS AND CONTACT

Adviser Business Review and AdviserBusinessReview.com are part of KGR Media Services Limited. KGR Media Services Limited is registered in England and Wales, Company number 7737815. Please email: robkingsbury@kgrms.co.uk