Retirement

• When and how clients can take their pension lump sum

  

  John Keenan, Xafinity SIPP & SSAS, examines the rules that apply to pension lump sums and how they can be accessed efficiently by clients.

• Carrying out a SIPP book migration

  

  Where industry consolidation means a SIPP book is with a provider an adviser would not have chosen, a migration may be necessary but the process is not always easy.

• Where I see the challenges and opportunities in 2019

  

  Dynamic Planner CEO Ben Goss sets out below what he believes the next 12 months has in store for the advice industry

More Articles

• Planning opportunities around scheme pays

  

  Gareth James, head of technical resources at AJ Bell looks at when it pays to scheme pay in the right way

• What HMRC vs Staveley means for adviser clients

  

  How HMRC will interpretation death benefits in respect of IHT where a pension transfer takes place, in the light of the recent ruling in Staveley vs HMRC

• Unravelling FCA Policy Statement PS18/20 – Pensions Transfers

  

  ATEB Consulting’s Steve Bailey looks at the key points in the FCA’s ‘Improving the quality of pension transfer advice’ paper

• Are advisers overlooking a SSAS opportunity?

  

  Clients dissatisfied with the running of their SSAS is an opportunity for advisers to help and thus build a valuable relationship with this group HNWs, says Matthew Storey, business development manager, Xafinity SIPP & SSAS

• Why retirees need more support than ever

  

  Peter Hopkins, technical director at AJ Bell, looks at the practical issues with which retirees now have to contend and the options they have when it comes to balancing the taking of income and leaving wealth to their beneficiaries

• Pension Dashboard could help cut advice costs and prevent pension scamming

  

  Pensions Dashboard will help make pension advice more cost effective and so open up advice to more people. It could also help put an end to pension scams, says Kay Ingram, director of Public policy at LEBC Group

• Why it pays to check a client’s pensions death benefit nominations

  

  Using two case studies, Fiona Tait, technical director Intelligent Pensions, shows the importance of checking the client’s death benefit nominations are still appropriate

• When pension transfer triage becomes regulated advice

  

  ATEB Consulting MD Steve Bailey looks at the practice of transfer triage and where it could cross into regulated advice from the FCA’s perspective

• The double-edged sword of longevity

  

  People are routinely underestimate how long they might live, creating a very real risk that they could outlive their retirement funds altogether, notes Rathbones’ head of sales support James Goward

• How to avoid the annual allowance speed trap

  

  Karena Woodall, consultant, Mattioli Woods, looks at instances where clients can be inadvertently caught out on their pension accumulation journey