Retirement

• How to avoid the annual allowance speed trap

  

  Karena Woodall, consultant, Mattioli Woods, looks at instances where clients can be inadvertently caught out on their pension accumulation journey

• Firms with pension transfers permissions can expect to hear from the FCA

  

  Risks brought in by pensions freedoms are under the FCA spotlight as the regulator carries out the final element of its four phase transfer advice supervisory project, says ATEB Consulting’s Steve Bailey

• How fragile is the global economy – could we see another market crisis?

  

  Ten years on from the collapse of Lehman Brothers, have investors and policy makers learned their lessons and are today’s market participants looking in the wrong direction for the next dislocations?

More Articles

• Pension switches: 4 essentials to stay compliant

  

  ATEB Consulting’s Steve Bailey analyses a recent FOS case and the compliance issues it flagged around pension switches

• Why the need for multiple tax wrappers for income?

  

  How might an adviser might best organise a client’s retirement and taxation affairs when utilising a platform?

• Benefits of including a firm’s intellectual property within a SSAS or SIPP

  

  A look at ways a company’s intellectual property can be sold to a SIPP or SSAS and the benefits for the firm and the pension

• Advising on DB transfers: the income sustainability hurdle

  

  DB pension transfer advice has much in common with drawdown advice but with a fundamental difference, says Alastair Black, head of Financial Planning Propositions, Adviser & Wealth Management Propositions, Standard Life

• Case study: Mixed use property in SIPP and SSAS

  

  XPS Pensions Group’s Matthew Storey takes a case study of a client wanting to invest in mixed use property in their pension, and explains what the issues and solution would be

• When SSAS can be more effective for clients than a SIPP

  

  Paul Darvill, director, Talbot and Muir, identifies where a SSAS can be the better choice for clients than using a SIPP Over the last few years Small Self Administered Schemes (SSAS) have … Continued

• Pensions decumulation – an entirely different kind of campaign

  

  Accumulating a decent pension pot is only one half of the battle for clients, then they need an entirely different strategy to manage that pot through their retirement, says Old Mutual fund manager Anthony Gillham

• How the FCA’s pension freedoms review could reshape retirement

  

  Tom Selby, senior analyst, AJ Bell warns the industry must use the consultation period to flag both the practicalities and any potential unintended consequences of the FCA’s proposals in its Retirement Outcomes Review

• FCA Retirement Outcomes Review – our view

  

  Jessica List, pension technical manager, Curtis Banks Group, looks at key points in the Retirement Outcomes Review and the potential impact on savers and investors

• SIPP property purchase with gearing

  

  Paul Darvill, director, Talbot and Muir highlights the rules around property purchase through a SIPP and the tax advantages in doing so