Retirement

• Pension transfers advice rules published but further consultation required

  

  FCA publishes Advising on Pension Transfers final rules and guidance but puts some areas out for further consultation

• Staying compliant with SIPP/SSAS connected tenant rent reviews

  

  SIPP/SSAS holders need to ensure that connected tenant rent reviews are always on a ‘commercial basis’ to ensure compliance with HMRC, advises John Keenan, corporate development manager, Xafinity SIPP & SSAS

• How to reduce clients’ bills from dividend tax cut

  

  The cut in dividend tax allowance will see clients pay more tax. Kim Jarvis, technical manager, Canada Life uses 3 case studies to show how the tax bill can be reduced

More Articles

• Applying RNRB in respect of downsizing

  

  How does the residence nil rate band work after the client or their benefactor has downsized their property? Kim Jarvis, technical manager, Canada Life, explains with case studies  

• 3 top tips for tax year end – a brief checklist for advisers

  

  AJ Bell’s Tom Selby offers three tax tips for advisers in the run up to the tax year end

• Annual Allowance issues for DB members

  

  Fiona Tait, technical director, Intelligent Pensions presents analysis and a case study to help calculate annual allowance figures for DB pensions

• New annuity rules – shopping around made easier?

  

  Advisers need to understand the implications of the new legislation around annuity research and purchase, says Dave Miller, executive general manager (Commercial), IRESS

• How we can help clients really achieve their life objectives

  

  Helping clients to achieve their life objectives is about creating real engagement which connects money with real life, says Chris Pitt, head of Market Analysis, IRESS 

• How do we manage the pension freedoms?

  

  There are people who benefit from the pension freedoms and there are those we should be worried about, says Peter Hopkins, technical resources director, AJ Bell

• Dashboard’s significant benefits need firm foundations, says new Origo MD

  

  Pensions Dashboard is an exciting prospect for UK financial services, says Origo’s new MD Anthony Rafferty but the industry first has to lay the firm foundations on which to build the service

• Company directors’ two tax-year pension contribution window closing

  

  Jeff Steedman, head of SIPP/SSAS Business Development at Xafinity, looks at ways to improve the pension provision and reduce future tax liabilities of the company directors in the run up to the end of the tax year

• FCA annuity quote changes that require adviser action

  

  ATEB Consulting director Steve Bailey looks at new requirements of the FCA when providing annuity quotes to clients – effective from 1 March 2018.

• DB scaremongering is misleading pension holders

  

  Pension protection is better than reports on recent high-profile company failures would have us believe, says Fiona Tait, technical director, Intelligent Pensions