Paraplanning

• Reversing market trends now require hard assets

  

  David Jane, manager explains why the Miton multi-asset funds team, has been strengthening its portfolios with hard assets

• Pension switches: 4 essentials to stay compliant

  

  ATEB Consulting’s Steve Bailey analyses a recent FOS case and the compliance issues it flagged around pension switches

• Why the need for multiple tax wrappers for income?

  

  How might an adviser might best organise a client’s retirement and taxation affairs when utilising a platform?

More Articles

• Advising on DB transfers: the income sustainability hurdle

  

  DB pension transfer advice has much in common with drawdown advice but with a fundamental difference, says Alastair Black, head of Financial Planning Propositions, Adviser & Wealth Management Propositions, Standard Life

• Case study: Mixed use property in SIPP and SSAS

  

  XPS Pensions Group’s Matthew Storey takes a case study of a client wanting to invest in mixed use property in their pension, and explains what the issues and solution would be

• When SSAS can be more effective for clients than a SIPP

  

  Paul Darvill, director, Talbot and Muir, identifies where a SSAS can be the better choice for clients than using a SIPP Over the last few years Small Self Administered Schemes (SSAS) have … Continued

• Assessing the geopolitical risks

  

  Douglas Kearney C.A, investment director, Intelligent Pensions looks how geopolitical risks might play into the markets

• Pensions decumulation – an entirely different kind of campaign

  

  Accumulating a decent pension pot is only one half of the battle for clients, then they need an entirely different strategy to manage that pot through their retirement, says Old Mutual fund manager Anthony Gillham

• Time-weighted versus money-weighted returns

  

  Stephen Kelly, investment analyst, Maitland looks at time-weighted versus money-weighted returns and the impact of behavioural finance on portfolios

• How the FCA’s pension freedoms review could reshape retirement

  

  Tom Selby, senior analyst, AJ Bell warns the industry must use the consultation period to flag both the practicalities and any potential unintended consequences of the FCA’s proposals in its Retirement Outcomes Review

• SIPP property purchase with gearing

  

  Paul Darvill, director, Talbot and Muir highlights the rules around property purchase through a SIPP and the tax advantages in doing so

• Tangible Moveable Property – what you can and can’t hold in SIPPs

  

  Geoff Buck of DP Pensions, explains the rules around Tangible Moveable Property and why SIPP operator’s err on the side of caution

• SIPP or SSAS – how best to meet client needs?

  

  Martin Tilley, director of Technical Services, Dentons Pension Management looks at the key differences between SIPPs and SSASs, the respective roles of the product providers and how advisers might select partners/providers for their client’s needs