Compliance

• Firms with pension transfers permissions can expect to hear from the FCA

  

  Risks brought in by pensions freedoms are under the FCA spotlight as the regulator carries out the final element of its four phase transfer advice supervisory project, says ATEB Consulting’s Steve Bailey

• Pension switches: 4 essentials to stay compliant

  

  ATEB Consulting’s Steve Bailey analyses a recent FOS case and the compliance issues it flagged around pension switches

• Advising on DB transfers: the income sustainability hurdle

  

  DB pension transfer advice has much in common with drawdown advice but with a fundamental difference, says Alastair Black, head of Financial Planning Propositions, Adviser & Wealth Management Propositions, Standard Life

More Articles

• Tangible Moveable Property – what you can and can’t hold in SIPPs

  

  Geoff Buck of DP Pensions, explains the rules around Tangible Moveable Property and why SIPP operator’s err on the side of caution

• Discrepancies in how HMRC deals with errors

  

  You’d expect broad consistency in how HMRC allows errors to be fixed. Wouldn’t you? Gareth James, head of technical resources at AJ Bell, looks at the different handling of pensions and ISA errors

• How many hats can a regulated Supervisor wear?

  

  The role of regulated supervisor is a complex one which requires support, especially for those new to the role, says Apricity MD Cathi Harrison

• Why we don’t agree with the PFS view on insistent clients

  

  ATEB Consulting director Steve Bailey explains why the firm believes advisers should not be taking a blanket approach to insistent clients

• There’s a better way of doing compliance

  

  Cathi Harrison, managing director of Para-Sols set up her new company Apricity to change the way compliance support is delivered for adviser firms, she tells Rob Kingsbury

• FCA Retirement Outcomes Review – what’s in store for advisers?

  

  There are signs where the ROR might be focused but the regulator must ensure its proposals are realistic, says AJ Bell’s Tom Selby

• Percival and Harrison review suitability report writing at Technical Insight Seminars

  

  Rory Percival and Cathi Harrison will be tackling the issues around writing compliant, FCA-friendly suitability reports at the Professional Paraplanner Technical Insight Seminars 2018.

• Pension transfers advice rules published but further consultation required

  

  FCA publishes Advising on Pension Transfers final rules and guidance but puts some areas out for further consultation

• Staying compliant with SIPP/SSAS connected tenant rent reviews

  

  SIPP/SSAS holders need to ensure that connected tenant rent reviews are always on a ‘commercial basis’ to ensure compliance with HMRC, advises John Keenan, corporate development manager, Xafinity SIPP & SSAS

• Applying RNRB in respect of downsizing

  

  How does the residence nil rate band work after the client or their benefactor has downsized their property? Kim Jarvis, technical manager, Canada Life, explains with case studies