Compliance

• Pension transfers – how to ensure client understanding

  

  Steve Bailey of ATEB Consulting, points to COBS for direction and offers eight conclusions to help advice firms achieve that client understanding

• Why and how power of attorney should be put in place for clients

  

  Grant Blakey, technical consultant at AJ Bell, considers the importance of your client’s having a power of attorney in place, the benefits of doing so and potential drawbacks if not.

• Ensuring client understanding in pensions transfer advice

  

  How can you ensure a client understands the advice and the recommendations being made in a pension transfer case? ATEB Consulting’s Steve Bailey looks at what COBS says, and where advice firms make mistakes

More Articles

• Do your ongoing reviews deliver value for money?

  

  With value for money a key focus of the FCA’s yet to be completed reviews of RDR and FAMR, Steve Bailey, director of compliance firm ATEB Consulting, considers best practice for advice firms

• MiFID II and the challenges of providing aggregated costs and charges statements

  

  Steve Bailey of ATEB Consulting looks at the rules around aggregated costs and charges arising from MiFID II.

• What HMRC vs Staveley means for adviser clients

  

  How HMRC will interpretation death benefits in respect of IHT where a pension transfer takes place, in the light of the recent ruling in Staveley vs HMRC

• Unravelling FCA Policy Statement PS18/20 – Pensions Transfers

  

  ATEB Consulting’s Steve Bailey looks at the key points in the FCA’s ‘Improving the quality of pension transfer advice’ paper

• Are advisers overlooking a SSAS opportunity?

  

  Clients dissatisfied with the running of their SSAS is an opportunity for advisers to help and thus build a valuable relationship with this group HNWs, says Matthew Storey, business development manager, Xafinity SIPP & SSAS

• Dealing with new FCA rules on pension transfers, conversions and opt-outs

  

  ATEB Consulting’s Steve Bailey looks at what is expected in respect of the FCA’s latest rules on pensions transfers effective this month.

• When pension transfer triage becomes regulated advice

  

  ATEB Consulting MD Steve Bailey looks at the practice of transfer triage and where it could cross into regulated advice from the FCA’s perspective

• Firms with pension transfers permissions can expect to hear from the FCA

  

  Risks brought in by pensions freedoms are under the FCA spotlight as the regulator carries out the final element of its four phase transfer advice supervisory project, says ATEB Consulting’s Steve Bailey

• Pension switches: 4 essentials to stay compliant

  

  ATEB Consulting’s Steve Bailey analyses a recent FOS case and the compliance issues it flagged around pension switches

• Advising on DB transfers: the income sustainability hurdle

  

  DB pension transfer advice has much in common with drawdown advice but with a fundamental difference, says Alastair Black, head of Financial Planning Propositions, Adviser & Wealth Management Propositions, Standard Life