Compliance

• Pension transfers advice rules published but further consultation required

  

  FCA publishes Advising on Pension Transfers final rules and guidance but puts some areas out for further consultation

• Staying compliant with SIPP/SSAS connected tenant rent reviews

  

  SIPP/SSAS holders need to ensure that connected tenant rent reviews are always on a ‘commercial basis’ to ensure compliance with HMRC, advises John Keenan, corporate development manager, Xafinity SIPP & SSAS

• Applying RNRB in respect of downsizing

  

  How does the residence nil rate band work after the client or their benefactor has downsized their property? Kim Jarvis, technical manager, Canada Life, explains with case studies  

More Articles

• New annuity rules – shopping around made easier?

  

  Advisers need to understand the implications of the new legislation around annuity research and purchase, says Dave Miller, executive general manager (Commercial), IRESS

• How we can help clients really achieve their life objectives

  

  Helping clients to achieve their life objectives is about creating real engagement which connects money with real life, says Chris Pitt, head of Market Analysis, IRESS 

• The impact of artificial intelligence on financial advice

  

  Andrew Herberts, head of private client investment management at Thomas Miller Investment, comments on the impact of artificial intelligence on the financial services industry and who will be the industry winners.  

• FCA annuity quote changes that require adviser action

  

  ATEB Consulting director Steve Bailey looks at new requirements of the FCA when providing annuity quotes to clients – effective from 1 March 2018.

• Compliance: File reviews – 12 things we see too often

  

  ATEB Consulting’s Steve Bailey presents a few of the more common issues that the compliance firm discovers in adviser files.

• Why SIPP due diligence is now tougher

  

  Sustainability of SIPP providers is now more crucial in due diligence following introduction of the new capital requirement rules, says Will Self, deputy chief executive office of the Curtis Banks Group

• 3 client deadlines in H1 2018

  

  Tom Selby, senior analyst at AJ Bell, looks at three main events for clients in the next few months

• Suitability under MiFID II – 3 key areas to address  

  

  Steve Bailey, director of compliance firm ATEB Consulting, looks at three key areas adviser firms need to address in their suitability reports under MiFID II rules

• 7 steps to getting DB transfers right ‘with hindsight’

  

  The ‘right’ decision on a DB pension transfer could be different with 20 or 30 years’ hindsight, so the approach for each case now is crucial

• Why advisers need to be SSAS savvy

  

  The number of genuine new SSAS is on the increase and the need for schemes to employ professionals that understand the tax and legal side is essential