Planning

• Breaching the LTA – the need for good advice

  

  Danielle Byrne, technical consultant at AJ Bell, addresses the risk of breaching the LTA because of a death in service policy

• Liquidity and the law of unintended consequences

  

  Liquidity as a risk can be underrated but is important for number of reasons, observes David Jane, manager of Miton’s multi asset fund range

• Structured products in the 10-years since the Financial Crisis

  

  Structured products have proved to be one of the best performers over the past decade, with 88% producing a positive result for investors

More Articles

• Commercial property – options around funding

  

  Denton’s Stephen McPhillips looks at ways for a business to fund the purchase of a commercial property for its use and where the right SIPP provider may prove useful

• What makes for the ideal paraplanner?

  

  Michelle Hoskin of Standards International sets out key principles and behaviours she believes make for the paraplanner advice businesses need both now and in the future

• US vs China – are we moving beyond a trade war?

  

  The US China trade war has become much more than the US trying to protect its manufacturers from unfair competition. Now there is more at stake, says Miton’s David Jane

• When and how clients can take their pension lump sum

  

  John Keenan, Xafinity SIPP & SSAS, examines the rules that apply to pension lump sums and how they can be accessed efficiently by clients.

• Carrying out a SIPP book migration

  

  Where industry consolidation means a SIPP book is with a provider an adviser would not have chosen, a migration may be necessary but the process is not always easy.

• MiFID II and the challenges of providing aggregated costs and charges statements

  

  Steve Bailey of ATEB Consulting looks at the rules around aggregated costs and charges arising from MiFID II.

• Where I see the challenges and opportunities in 2019

  

  Dynamic Planner CEO Ben Goss sets out below what he believes the next 12 months has in store for the advice industry

• Christmas and the art of wrapping up gifts when estate planning

  

  Rosie Marlow, associate consultant, Mattioli Woods, equates approaches to Christmas gift buying with the needs of clients when gifting their wealth 

• With market risks growing a degree of caution is warranted

  

  A degree of caution is warranted in investment markets at the moment, says Steve Bates, Chief Investment Officer, GuardCap Asset Management

• Not from the high street – why we must focus on quality and value

  

  Rathbones’ David Coombs tried as hard as he could to buy a suit from the high street, but the experience was appalling. What deep-seated problems are behind poor performance from UK retailers?