Planning

• Why client calmness is an acid test of good advice

  

  Colin Dyer, head of Proposition and Private Client Management at 1825, talks to the firm’s approach to client relationships and surprise responses in the current crisis Sat at our desks at … Continued

• Dealing with vulnerable clients during the Covid-19 pandemic

  

  How the Regulator might expect firms to be dealing with vulnerable clients at this time

• Trust in the pension transfer

  

  What constitutes a recognised pension transfer? Gareth James, head of technical at AJ Bell looks at a recent court case where this became the focus of attention

More Articles

• Tough decisions after TPR’s DB transfer suspension guidance

  

  Recent guidance from TPR on suspending DB transfers could seriously disrupt advised transfer cases

• ISA estate planning – growing opportunities and use of the APS

  

  The number of ISA millionaires is growing. Joshua Croft, technical consultant at AJ Bell, considers the need for ISA estate planning and the opportunities this offers advice firms.

• Ensuring client understanding in pensions transfer advice

  

  How can you ensure a client understands the advice and the recommendations being made in a pension transfer case? ATEB Consulting’s Steve Bailey looks at what COBS says, and where advice firms make mistakes

• SSAS and IHT planning

  

  Stephen McPhillips, technical sales director, Dentons Pension Management uses a case study to spotlight how using a SSAS in pension planning can help to mitigate inheritance tax

• Points to consider when clients access DC pensions early through ill-health

  

  Important planning points when advising clients looking to access their pension early

• Using a SSAS as a loan source

  

  SSAS offer an often overlooked source of finance available to clients, says Stephen McPhillips, Technical Sales Director, Dentons Pension Management

• Are crypto currencies right for your clients?

  

  Daniele Mensi, CEO of Nexthash looks beyond the headlines and what constitutes a viable crypto investment and where blockchain investment platforms fit in.

• Is it time to rework the refund rules?

  

  GIven the massive issues that are being caused by the annual allowance, if the limit stays the same then HMRC needs to rework the refund rules, suggests AJ Bell’s Gareth James

• Real world vs the numbers

  

  A common error of financial markets is to ignore the facts on the ground, says David Jane, manager of Miton’s multi asset fund range

• Pensions Dashboards – a positive disrupter

  

  Michael Roe, development director, Origo, sees the pensions dashboards as a catalyst for positive change in the industry